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An appraisal is an estimation of the market value of a property, made by a licensed and qualified professional. 

An appraisal is often required by lenders when a property is being sold or refinanced, to ensure that the loan amount is in line with the property's value. Appraisals may also be required for tax or insurance purposes. 

An appraiser will typically inspect the property and gather information about the property's condition, features, and comparable sales in the area. The appraiser will also consider economic and market conditions that may affect the property's value. 

The time required for an appraisal can vary, depending on the size and complexity of the property, as well as the availability of comparable sales data. It can take anywhere from a few hours to several days. 

The cost of an appraisal can vary depending on the location, size and complexity of the property, and the type of appraisal being performed. Typically, the cost ranges from $300 to $700. 

No, an appraisal and a home inspection are not the same. An appraisal is an estimate of the property's value, while a home inspection is an examination of the property's condition and systems. 

Yes, If you disagree with the value determined in an appraisal, you can request a reconsideration of value or seek a second opinion.